OceanFirst Bank Mortgage Program
OceanFirst Bank and Embrace Home Loans are working together to offer a broader range of mortgage solutions, supported by industry-leading expertise and personalized care.


First-time buyers feel right at home.
The prospect of becoming a homeowner for the first time is exciting, but it can also be overwhelming. That’s why we’re here. We’ll guide you every step of the way.
- Variety of mortgage loans and exclusive programs that make the process easy and quick
- Approved to Move to help you stand out from other potential buyers
- Guaranteed On-Time Closing to give you peace of mind

Make your offer stand out.
Low inventory can make the housing market super competitive. So to help you win the house — even in a bidding war — we’ve introduced exclusive programs to make your offer stand out.
Advantages:
Your offer will exceed even cash offers
You can choose to waive the financing and appraisal contingencies
The seller has a backup cash guarantee*
Affordability Calculator
Plan your budget and understand what you can afford.
next move?