OceanFirst Bank Mortgage Program

OceanFirst Bank and Embrace Home Loans are working together to offer a broader range of mortgage solutions, supported by industry-leading expertise and personalized care.

  No commitment
  Fast and secure
  Risk free
Family with their dog

5 stars

Customer dedication

Since 1983, Embrace has been helping people find the right home loan for their unique needs and goals.

family

First-time buyers feel right at home.

The prospect of becoming a homeowner for the first time is exciting, but it can also be overwhelming. That’s why we’re here. We’ll guide you every step of the way.

  • Variety of mortgage loans and exclusive programs that make the process easy and quick
  • Approved to Move to help you stand out from other potential buyers
  • Guaranteed On-Time Closing to give you peace of mind

Apply Now

Strong Certified Offer House - Good for 90 days

Make your offer stand out.

Low inventory can make the housing market super competitive. So to help you win the house — even in a bidding war — we’ve introduced exclusive programs to make your offer stand out.

Advantages:

  • Your offer will exceed even cash offers

  • You can choose to waive the financing and appraisal contingencies

  • The seller has a backup cash guarantee*

Apply Now

Affordability Calculator

Plan your budget and understand what you can afford.

Ready to make your
next move?
  No commitment
  Fast and secure
  Risk free